Insurance Options for Members: Another Great Benefit of Ownership

Whether you need Life, AD&D, GAP or Credit Life & Disability Insurance, Rogue has great options to help you stay protected.

Life Insurance*

Expect the best out of life, but be prepared.

You’ve always done what’s right for the ones you love. Taking steps to ease the financial burden after you pass away is just one more way to show you care.

Rogue Credit Union has partnered with TruStage® Insurance Agency to offer you a way to help protect your family through a Life Insurance policy that may provide peace of mind and a cash benefit that is typically income-tax free for your family. It can help pay expenses you might leave behind like funeral costs, mortgage payments or unpaid debts.

TruStage helps make it easy to compare insurance and explore affordable options.

  • Compare life insurance options
  • See instant quotes based on your budget
  • Apply online or over the phone

Get an instant quote online today at or call 1.800.814.2914 and talk to a licensed agent.

Accidental Death and Dismemberment Insurance**

Accidents can happen anytime

An accidental death or serious injury to you or a family member can cause unforeseen financial burdens. AD&D Insurance gives you and your family a safety net in your time of need.

How does it work?

As a valued member of Rogue Credit Union, you are eligible to enroll for $2,000 of no-cost TruStage® Accidental Death & Dismemberment Insurance underwritten by CMFG Life Insurance. AD&D Insurance can pay a cash benefit to your beneficiary in the case of an accidental death or covered injury.

What’s covered?

Upon enrollment, AD&D Insurance pays a cash benefit to your beneficiary in the event of accidental death or if you suffer a covered injury. Credit union members, ages 18 and over, can also choose to increase their protection (Member Only Plan) or their family's (Family Plan) with up to an additional $300,000 in coverage.

Acceptance is guaranteed and there are no medical questions.

Enroll today at

GAP Insurance

Rogue Credit Union knows that when you purchase your vehicle you never anticipate getting in an accident or having your vehicle stolen, but unfortunately these situations do happen. GAP Insurance helps pay the difference between the member’s insurance settlement and the outstanding loan balance (the “gap”), if the protected vehicle is stolen and not recovered, damaged beyond repair, or otherwise declared as a total loss. It is not uncommon to have an outstanding loan balance that exceeds the vehicle’s book value. GAP Insurance protects members by paying the insurance deductible and by paying off the balance on the loan after the insurance settlement.

Rogue Credit Union members have the opportunity to purchase GAP insurance at a very affordable price. Compare the costs and make sure you protect yourself by applying GAP insurance to your new loan.

example gap insurance

GAP Insurance FAQ

What causes the gap in insurance coverage?

When can I purchase GAP Insurance through Rogue Credit Union?

Who is eligible for GAP Insurance Coverage?

When does coverage terminate?

Can I cancel my GAP coverage?

How do I file a claim?

What is the time frame for submitting a claim?


Credit Life and Credit Disability Insurance***

Credit life and disability insurance may help relieve the financial pressure in the event of a covered disability or death. MEMBER'S CHOICE® credit disability and credit life insurance on Rogue loans, can help protect your loan balances or monthly loan payments and help lessen the impact on your family and your credit rating during an unforeseen protected event.

Credit Life and Credit Disability FAQ

I have sick leave through my employer, will that cover my expenses?

Will my workers comp or employee disability insurance cover me during this time? Do I need the additional credit insurance for my loan?

What about my other life insurance coverage, is that enough?

We have two incomes. Will that be sufficient?

I am a healthy person, do I need insurance?

How do I know if I can afford this loan insurance?

How does enrollment work?


*TruStage® Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life   Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. Product features may vary and may not be available in all states.  © 2018 TruStage Insurance Agency

**TruStage is underwritten by CMFG Life Insurance Company, which is rated “A” (Excellent) as of February 2018 by A.M. Best, an independent rating service that evaluates financial stability and operating performance. “A” is the third-highest of 16 ratings. TruStage® AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. Product features may vary and may not be available in all states. Base Policy Series E10a-014-2012, E10a-ADD-2012 and E10a-015-2012. © 2018 TruStage Insurance Agency. 

***Your purchase of MEMBER’S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company (Home Office: Waverly, IA), is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the Group Policy for a full explanation of the terms. Base Policy Nos. CI-MP-POL, CI-SP-POL, B3a-830-0996, B3a-800-0695, B3a-800-0288, CI-MP-CE-POL; CI-MP-OE-CC-POL; CI-MP-OE-POL; B3a-800-0992.