Checking

Keep More Money in Your Pocket

Fewer fees. Mobile banking access. Simple checking.

Checking Accounts

Fewer fees on a Rogue Checking Account means you keep more money in your pocket. Write checks, make deposits and use a Rogue debit card to access your funds on the go.

No minimum balance requirements
Mobile account alerts
Online and Mobile Banking
Bill pay
Access to over 30,000 ATMs nationwide
Switch your direct deposit to Rogue Credit Union
No fee for Overdrafts (NSFs) that are returned unpaid
$25 fee for Overdrafts (NSFs) that are paid

Open a New Account

Super Checking Accounts

With a Super Checking Account, you'll earn dividends on your money! This account has all the benefits of Rogue's regular checking and is a great fit for members who have higher balances and want the convenience of access to their funds. Check out today's rates below.

$1,000 minimum balance is required to avoid a monthly service fee for Super Checking Accounts.

Open a New Account

Rogue Credit Union Debit Card

Show your local pride everywhere you shop with a Rogue debit card featuring stunning local images.

Accepted everywhere Visa^® is accepted
Withdraw cash from ATMs worldwide
Save money to your high-yield Ownership Account when you enroll in Save the Change

Visa^®Secure

We offer the extra protection of Visa^® Secure to put you in control when shopping online. This service works automatically at participating merchants, prompting you to verify your identity during checkout. This will help ensure that you're you, and protect you from fraud.

Automatic Payments Just Got Easier

With a Rogue Visa^® card, you'll also automatically be enrolled in Visa Account Updater (VAU). If your card is re-issued with new information or an updated expiration date, VAU will update the information at participating merchants who have your card on file for recurring payments.

Skip the hassle of resubmitting your payment info to every merchant who has it saved
Avoid declined payments and service interruptions

If you'd like to opt out of this service, call us at 800.856.7328.

Check Re-Ordering

Rogue Credit Union offers two convenient ways for you to order checks. Checks typically arrive within 10 business days. If you need a few checks until your order arrives, just stop by a local branch and we will happily print a small amount for you!

Order Online:

Once you have logged into online banking, hover over the “Additional Services” tab, select “Reorder New Checks” from the drop-down list and follow the instructions to order.

Order by Phone:

We’re here to help! Give us a call at 800.856.7328.

Participation Options

Be a member for more than 10 years
Have $500 or more in combined deposits (average daily balance on deposits)
Have an active Checking Account (direct deposit into a Checking Account and enrolled in Paperless Statements)
Have a current or paid-off loan
Be under the age of 25
Have a portfolio with Rogue Investment Services

If at least one of the above options are not met after three months of membership, a $5 Participation Fee will be deducted monthly. Only required to meet one participation option per membership.

Reduced NSF & Overdraft Fees

Non-sufficient funds (NSF)/Overdrafts that are unpaid by Rogue CU are changing from $29 to $0.
When an account has NSF, Rogue typically rejects the transaction and may assess a fee. We are no longer charging a fee if the transaction is rejected (returned/unpaid).

Non-sufficient funds (NSF)/Overdrafts that are paid by Rogue CU or "covered" are changing from $29 to $25.
When an account overdrafts, your transaction goes through despite it surpassing the amount of money you have in your account. This typically results in an overdraft fee ($25). Overdraft will only happen on ACH and check items, debit cards cannot withdraw from their accounts if there are no funds.

Checking Account Comparison

Feature	Regular Checking	Super Checking
Minimum Balance*	$0**	$1,000
APY	0%	.05%
Dividend Rate	0%	.05%
VISA^® Debit Card^†	FREE	FREE
Online Banking	YES	YES
Local Support	YES	YES
Free Box of Checks	First Box FREE	First Box FREE
Overdraft Protection	FREE	FREE

*The rates appearing in this schedule are accurate and effective for Savings and Checking Accounts as of March 2023. Rates may change on variable rate accounts after the account is opened. Fees could reduce earnings. If you have any questions or require current rate information on your accounts, please contact the us at 800.856.7328.

**Must meet one participation option per membership to avoid the $5 monthly Participation fee.

^†The ATM daily withdrawal limit is $505

Rogue Credit Union offers ways to link overdraft protection to your checking accounts. With a Line of Credit or a Visa® credit card you can rest easy knowing that your accounts are safe from overdraft fees or bounced checks. We don't charge you a fee for transferring money from your overdraft protection source to your checking account — you only pay the small amount in interest that accrues on your Line of Credit or Visa® for the time you have a balance. Give us a call at 800.856.7328 or stop by your local branch and we can help you set up overdraft protection.
The security and protection of your personal information is a top priority for Rogue Credit Union. We work diligently to ensure that your personal information is as secure and protected as possible.

If you have received a fraudulent email, message or phone call, please forward it to us here.

How we protect you through online banking

Rogue Credit Union is dedicated to protecting the identity of our members online. An important step in protecting your information is restricting online access to your accounts until you've enrolled in our online banking.

Our entire online banking and website experience is protected by Secure Socket Layer (SSL) technology, which encrypts all your personal information such as member numbers, passwords and other shared information.

Access to Rogue Credit Union online is also protected by various other security tools that we don’t disclose. Many of these tools and features are set-up to predict actions that are out of the ordinary for you. If you ever feel like your personal information has been compromised, please contact us.

Submitting online applications:

Information you provide through Rogue’s online banking portal are secure and encrypted. In other words, it is scrambled en route and decoded once it reaches Rogue. You may check that your web session is secure by looking for a small lock symbol usually located in the lower corner of your web browser window. Current web browsers indicate when a web page is encrypted for transmission through this symbol. You may also look for the letters "https://" at the beginning of your website URL in your web browser. The "s" indicates that the web connection is secure.

Sending emails to Rogue Credit Union:

Emails sent to Rogue Credit Union are not secure. Therefore, we ask that you do not send personal information, such as your social security number or member number, to us via an unsecured email. This type of communication should take place at a branch or over the phone. Give us a call at 800.856.7328.

Live Chat with Rogue Credit Union:

Similar to email, Live Chat is not secure and therefore should not be used to send personal information. By using the Live Chat feature you understand that any chat questions or information you submit to the Rogue Credit Union through the website can be retained as a record of the Credit Union. Records of any chat information will not be shared or transferred to any third party except as required by law.

Links to third party sites:

Rogue Credit Union uses various partners to provide you with the tools you need online. In most cases, links to third party sites are provided as a resource for information and are not protected by the same privacy standards as Rogue Credit Union. Other third-party vendors, such as our online loan applications and online banking, are contractually obligated to protect your information. These sites are secure and covered within the guidelines of our privacy policy.