Credit Cards

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Local, Simple and Straightforward

One low rate. No annual fees.

Rogue Credit Card

With a Visa® credit card, you receive the same low rate no matter whether you use your card for a purchase, cash advance or balance transfer. Instant-issue cards are available in all branches, so you can eliminate the wait and receive your card today!

All Card Benefits

  • No Annual Fee
  • No Balance Transfer Fee
  • No Cash Advance Fee
  • No Rate Increases for Late Payments
  • Overdraft Protection Source

Visa® Platinum Card Benefits

  • 1% Cash Back on all Purchases*
  • Credit Limit up to $50,000
  • $500,000 Travel Accident Insurance 
  • Identity Theft Coverage
  • Our Lowest Rate Card 

 Visa® Classic Card Benefits

  • Credit Limit up to $5,000
  • $250,000 Travel Accident Insurance
  • Auto Rental Collision Damage Waiver Protection 

Visa® Platinum Cash Back:

Earn 1% cash back on all Visa® Platinum purchases.* Your cash back is deposited each month into your high-yield Ownership Account, allowing you to earn even more. That’s cash back that rewards you!


Automatic Payments Just Got Easier

With a Rogue Visa® card, you'll also automatically be enrolled in Visa Account Updater (VAU). If your card is re-issued with new information or an updated expiration date, VAU will update the information at participating merchants who have your card on file for recurring payments.** 

  • Skip the hassle of resubmitting your payment info to every merchant who has it saved
  • Avoid declined payments and service interruptions

If you'd like to opt out of this service, call us at 800.856.7328


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*Purchases are reflective of net purchases (purchases less returns and other credits) made during a billing cycle. Cash advances and balance transfers do not qualify for the cash back. Cash back will be automatically deposited to your Ownership Account or Savings Account on the 24th day of each month with a maximum of up to $500 paid annually per membership. Applies to Visa® Platinum card accounts only. Excludes Business Visa® Platinum cards. Your account must remain open and in good standing in order to receive the cash back.

**Not all merchants participate in automatic updates. Updates are not guaranteed before the next billing cycle.

APR= Annual Percentage Rate. Actual APR will be based on the borrower’s credit history and term of loan. Loan terms may vary based on the amount borrowed and collateral. Loan rates and terms are subject to credit approval and can change without notice. Rates are effective as of July 2022.