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Credit Cards

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Local, Simple and Straightforward

One low rate. No annual fees.

Rogue Credit Card

With a Visa^® credit card, you receive the same low rate no matter whether you use your card for a purchase, cash advance or balance transfer. Instant-issue cards are available in all branches, so you can eliminate the wait and receive your card today!

All Card Benefits

No annual fee
No balance transfer fee
No cash advance fee
No rate increases for late payments
Overdraft protection source

Visa^® Platinum Card Benefits

1% cash back on all purchases**
Flexible credit limits starting at $1,000
based on member qualifications*
Our lowest rate card

Visa^® Classic Card Benefits

Flexible credit limits starting at $250
based on member qualifications*

Student Silver Visa^® Card Benefits

For students 18 and older who are enrolled at an accredited college or university with a minimum of six credits. Verification of enrollment will be required.

1% cash back on all purchases**
Flexible credit limits starting at $250
based on member qualifications*

See our Rogue Climbers page to learn about our Student Silver Visa^® Cards for high school students aged 13-17!

Platinum and Student Silver Cash Back^®Visa

Earn 1% cash back on all Visa^® Platinum purchases** and Student Silver Visa^® Card purchases.** Your cash back is deposited each month into your high-yield Ownership Account, allowing you to earn even more. That’s cash back that rewards you!

Rogue Credit Card

All Card Benefits

No annual fee
No balance transfer fee
No cash advance fee
No rate increases for late payments
Overdraft protection source

Visa^® Platinum Card Benefits

1% cash back on all purchases**
Flexible credit limits starting at $1,000
based on member qualifications*
Our lowest rate card

Visa^® Classic Card Benefits

Flexible credit limits starting at $250
based on member qualifications*

Student Silver Visa^® Card Benefits

For students 18 and older who are enrolled at an accredited college or university with a minimum of six credits. Verification of enrollment will be required.

1% cash back on all purchases**
Flexible credit limits starting at $250
based on member qualifications*

See our Rogue Climbers page to learn about our Student Silver Visa^® Cards for high school students aged 13-17!

Platinum and Student Silver Cash Back^®Visa

*For well qualified borrowers, based on credit, income and other underwriting criteria.

**Purchases are reflective of net purchases (purchases less returns and other credits) made during a billing cycle. Cash advances and balance transfers do not qualify for the cash back. Cash back will be automatically deposited to your Ownership Account or Savings Account on the 24th day of each month with a maximum of up to $500 paid annually per membership. Applies to Visa^® Platinum card and Visa^® Student Silver accounts only. Excludes Business Visa^® Platinum cards. Your account must remain open and in good standing in order to receive the cash back.

APR= Annual Percentage Rate. Actual APR will be based on the borrower’s credit history and term of loan. Loan terms may vary based on the amount borrowed and collateral. Loan rates and terms are subject to credit approval and can change without notice. Rates are effective as of January 2023 .

Credit Card Account Comparisons

Feature	Visa Classic	Visa Platinum
Rates As Low As	16.50% APR*	13.75% APR*
Annual Fee	None	None
Online Banking	Yes	Yes
Transfer Fees	None	None
Cash Advance Fee	None	None
Overdraft Protection	Yes	Yes
1% Cash Back	N/A	All Purchases

All Rogue credit cards are variable rate and subject to change. Above rates are effective as of January 2023. APR=Annual Percentage Rate, additional terms and conditions apply.

The security and protection of your personal information is a top priority for Rogue Credit Union. We work diligently to ensure that your personal information is as secure and protected as possible.

If you have received a fraudulent email, message or phone call, please forward it to us here.

How we protect you through online banking

Rogue Credit Union is dedicated to protecting the identity of our members online. An important step in protecting your information is restricting online access to your accounts until you've enrolled in our online banking.

Our entire online banking and website experience is protected by Secure Socket Layer (SSL) technology, which encrypts all your personal information such as member numbers, passwords and other shared information.

Access to Rogue Credit Union online is also protected by various other security tools that we don’t disclose. Many of these tools and features are set-up to predict actions that are out of the ordinary for you. If you ever feel like your personal information has been compromised, please contact us.

Submitting online applications:

Information you provide through Rogue’s online banking portal are secure and encrypted. In other words, it is scrambled en route and decoded once it reaches Rogue. You may check that your web session is secure by looking for a small lock symbol usually located in the lower corner of your web browser window. Current web browsers indicate when a web page is encrypted for transmission through this symbol. You may also look for the letters "https://" at the beginning of your website URL in your web browser. The "s" indicates that the web connection is secure.

Sending emails to Rogue Credit Union:

Emails sent to Rogue Credit Union are not secure. Therefore, we ask that you do not send personal information, such as your social security number or member number, to us via an unsecured email. This type of communication should take place at a branch or over the phone. Give us a call at 800.856.7328.

Live Chat with Rogue Credit Union:

Similar to email, Live Chat is not secure and therefore should not be used to send personal information. By using the Live Chat feature you understand that any chat questions or information you submit to the Rogue Credit Union through the website can be retained as a record of the Credit Union. Records of any chat information will not be shared or transferred to any third party except as required by law.

Links to third party sites:

Rogue Credit Union uses various partners to provide you with the tools you need online. In most cases, links to third party sites are provided as a resource for information and are not protected by the same privacy standards as Rogue Credit Union. Other third-party vendors, such as our online loan applications and online banking, are contractually obligated to protect your information. These sites are secure and covered within the guidelines of our privacy policy.