Credit Cards

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Local, Straightforward and Dependable

VISA® Credit Cards from Rogue Credit Union offer the local, dependable service you expect, with benefits and rates you deserve.

Rogue Credit Card

With a VISA^® Credit Card from Rogue Credit Union, you receive the same low rate no matter if you use your card for a purchase, cash advance, or balance transfer. And you’ll save money with no annual fee!

Plus, VISA^® Platinum Credit Cards receive 1% cash back* on every purchase, which is deposited monthly to your high-yield Ownership Account.

Additionally, with instant issue credit cards in all of our branches, you can eliminate the wait and receive your card today!

All Card Benefits:

No Annual Fee
No Balance Transfer Fee
No Cash Advance Fee
No Rate Increases for Late Payments

VISA^® Classic Card Benefits:

Credit Limit up to $4,900
Overdraft Protection Source
$250,000 Travel Accident Insurance

VISA^® Platinum Card Benefits:

1% Cash Back on all Purchases*
Credit Limit up to $30,000
Overdraft Protection Source
$500,000 Travel Accident Insurance

VISA^® Platinum Cash Back:

Earn 1% Cash Back on all VISA^® Platinum Purchases! Your cash back is deposited each month into your high-yield Ownership Account, allowing you to earn even more. That’s cash back that rewards you!

Automatic Payments Just Got Easier

When you use your Rogue Credit Union VISA^®credit card for things like bill payments and online purchases, we can help update it automatically if your saved payment info changes. If your card is re-issued, you may not have to update your payment info with every biller and merchant where you have it saved.**

Skip the hassles of re-entering or resubmitting your payment info
Avoid declined payments and service interruptions
Count on Rogue Credit Union to keep your card info secure

It’s just one more reason your Rogue VISA^®credit card is the easy way to pay for everything from morning coffee to your monthly cable bill. For faster, easier payments, save your Rogue Credit Union VISA^®credit card with billers and merchants today. If you'd like to opt-out of this service, just give us a call at 800.856.7328

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*Purchases are reflective of net purchases (purchases less returns and other credits) made during a billing cycle. Cash advances, including convenience checks and balance transfers do not qualify for the cash back. Cash Back will be automatically deposited to your Ownership Account or Savings Account on the 24th day of each month with a maximum of up to $500 paid annually per membership. Applies to VISA® Platinum card accounts only. Excludes Business VISA® Platinum cards. Your account must remain open and in good standing in order to receive the Cash Back.

**Not all merchants participate in automatic updates. Updates are not guaranteed before the next billing cycle.

APR= Annual Percentage Rate. Actual APR will be based on the borrower’s credit history and term of loan. Loan terms may vary based on the amount borrowed and collateral. Loan rates and terms are subject to credit approval and can change without notice. Rates are effective as of October 2021.

Credit Card Account Comparisons

Feature	Visa Classic	Visa Platinum
Rates as Low as	12.25% APR	9.50% APR
Annual Fee	NONE	NONE
Online Banking	YES	YES
Transfer Fees	NONE	NONE
Cash Advance Fee	NONE	NONE
Overdraft Protection	YES	YES
1% Cash Back	N/A	All Purchases
Travel Insurance	YES	YES

All Rogue Credit Cards are variable rate and subject to change. Above rates are effective as of October 2021. APR=Annual Percentage Rate, Additional terms and conditions apply.

The security and protection of your personal information is a top priority for Rogue Credit Union. We work diligently to ensure that your personal information is as secure and protected as possible.

If you have received a fraudulent email, message or phone call, please forward it to us here.

How we protect you through online banking

Rogue Credit Union is dedicated to protecting the identity of our members online. An important step in protecting your information is restricting online access to your accounts until you've enrolled in our online banking by contacting one of our friendly representatives.

Our entire online banking and website experience is protected by Secure Socket Layer (SSL) technology, which encrypts all your personal information such as member numbers, passwords, and other shared information.

Access to Rogue Credit Union online is also protected by various other security tools that we don’t disclose. Many of these tools and features are set-up to predict actions that are out of the ordinary for you. If you ever feel like your personal information has been compromised, please contact us.

Submitting online applications:

Information you provide through electronic forms through Rogue’s online banking portal are secure and encrypted. In other words, it is scrambled en route and decoded once it reaches Rogue. You may check that your web session is secure by looking for a small lock symbol usually located in the lower corner of your web browser window. Current web browsers indicate when a web page is encrypted for transmission through this symbol. You may also look for the letters "https://" at the beginning of your website URL in your web browser. The "s" indicates that the web connection is secure.

Sending emails to Rogue Credit Union:

Emails sent to Rogue Credit Union are not secure. Therefore, we ask that you do not send personal information, such as your social security number or member number, to us via an unsecured email. This type of communication should take place at a branch or over the phone. Give us a call at 800.856.7328.

Live Chat with Rogue Credit Union:

Similar to email, Live Chat is not secure and therefore should not be used to send personal information. By using the Live Chat feature you understand that any chat questions or information you submit to the Rogue Credit Union through the website can be retained as a record of the Credit Union. Records of any chat information will not be shared or transferred to any third party except as required by law.

Links to third party sites:

Rogue Credit Union uses various partners to provide you with the tools you need online. In most cases, links to third party sites are provided as a resource for information and are not protected by the same privacy standards as Rogue Credit Union. Other third party vendors, such as our online loan applications and online banking are contractually obligated to protect your information and these sites are secure and covered within the guidelines of our privacy policy.

Call Us 800.856.7328