Rogue Rewards Loyalty Programs

Loyalty Programs That Reward You

Your high-yield Ownership Account is designed to reward you for your participation at Rogue Credit Union. The current rate for your high-yield Ownership Account is 5.12% APY.* Money can be deposited into the account through the following loyalty programs. Call us at 800.856.7328 or stop by your local branch to enroll in any of the programs today! 

Dividend MAX

When you enroll in Dividend MAX, your accrued monthly and rollover dividends are automatically transferred to your high-yield Ownership Account,** allowing you to maximize your savings. 

Eligible accounts include: 

  • Regular Savings 
  • Super Checking 
  • Money Maker 
  • Certificates 
  • Rogue Rangers Accounts 

Save the Change™

When you sign up for Save the Change™ and use your Rogue debit card, we’ll round up your change into your high-yield Ownership Account. Plus, we'll even match your change for the first 30 days upon new enrollment.***  


Visa® Platinum 1% Cash Back

When you use your Rogue Visa® Platinum Card, your cash back will be automatically deposited into your high-yield Ownership Account.†


Paperless Statements

Sign up for Paperless Statements and earn $5 deposited into your high-yield Ownership Account.†† You’ll also get access to your statements faster and protect yourself from identity theft.  

For more information and instructions on how to sign up for Paperless Statements, click here. 


Rogue Rangers Benefits

Rogue Rangers Kids Club members can earn funds into their Ownership Account by participating in quarterly in-branch activities, completing deposit punch cards and completing the Rogue Ranger badge book.


*APY = Annual Percentage Yield

**Upon enrollment, Dividend MAX will automatically transfer accrued monthly and rollover dividends posted to a (non-IRA) savings account or (non-IRA) certificate to your Ownership Account on the last business day of each month or when a certificate matures. Dividend MAX is subject to change or cancellation at any time.

***Upon enrollment, we will round up your RCU debit card purchases to the nearest dollar and transfer the difference from your checking account to your Ownership Account once each day in a single transfer ("Save the Change™" transfer). If you do not have sufficient funds available in your checking account, or if any transaction has overdrawn your checking account, we will not round up daily purchases and we will not make the Save the Change™ transfer for that day. The Save the Change™ program is subject to change at any time. Limit $100 Save the Change™ Match.

†Purchases are reflective of net purchases (purchases less returns and other credits) made during a billing cycle. Cash advances, including convenience checks and balance transfers do not qualify for the cash back. Cash Back will be automatically deposited to your Ownership Account or Savings Account on the 24th day of each month with a maximum of up to $500 paid annually per membership. Applies to Visa® Platinum card accounts only. Excludes Business Visa® Platinum cards. Your account must remain open and in good standing in order to receive the cash back.

††$5 will be deposited into your Ownership Account after close of business the day following your sign-up. One deposit per membership.