Our experienced, local staff are ready to help you get started with the loan that makes the most sense for you. We understand our members and our markets and can help save you money.
- Local decisions
- Low fees and competitive rates
- Free rate-lock extension
- Quick approvals
- Local servicing
Conventional loans are the most common form of Mortgage Loan. With low annual percentage rates and as little as 3% down, our experienced team of Mortgage Loan Officers are ready to help get you into your dream home today.
- As little as 3% down
- First mortgage or refinances
- Terms from 10 years to 30 years
- Loan amounts up to $510,400
Government Guaranteed Loans
We offer VA, FHA, and USDA backed loans that can help make your home-ownership goals attainable with flexible credit requirements. Government Guaranteed Loans are specialized loan products that are offered based on applicants meeting certain requirements.
- VA Loans offer no down payment loan options for qualified military veterans
- USDA Loans feature no down payment requirement for moderate income families in qualified rural areas and communities
- FHA Loans provide the option of a low down payments and lower credit score requirements for low to moderate income borrowers
With great low rates and exceptional service, a Jumbo Loan is a great option to make your dream home a reality. Jumbo Loans are designed for mortgages that are larger than $510,400 and have firmer credit requirements than other than products.
- Low down payment
- Competitive low rates
- Terms available from 10 years to 30 years
Whether you are looking to purchase an investment property or your situation may not quite fit within the standards of the options above, a Non-Conforming Loan could be the solution for you. Non-Conforming Loans offer members with established credit a financing option for a non-traditional property purchase.
- Purchases or Refinance of Investment Properties
- Loans for Unique Properties
Interested in buying a plot of land to build a home on? Speak with a Member Service Representative at one our local branches today!
- Purchases or refinance options available
- Borrow up to 65% of the land’s value
- Terms up to 15 years
Manufactured Home in Park
- Borrow up to 95% of the home's value
- Competitive rates
- Terms up to 25 years
- Purchase or refinance options
- Must be owner-occupied