Auto Loans

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2020 Summer Promo

Switch Your Loan to Rogue Today!
Earn money Into Your Ownership Account


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*1% Cashback offer based upon the amount financed up to $1,000 per loan and will be deposited into your Ownership account. Existing Rogue loans are not eligible for Cashback offer. APR ranges from 1.99% to 17.99% based on creditworthiness and collateral. Payment example of $18.87 per $1,000 financed at 4.99% for 60 months. RV and Boat loans maximum loan amount $50,000 and term not to exceed 120 months. Subject to credit and collateral qualifications. Some exclusions apply. Membership required. Loan processing fees and title fees may apply. Offer ends 8/18/2021.

Auto Loans

For over 60 years, Rogue has been a trusted source for many folks in Southern Oregon to get into their dream new or used auto. We understand how exciting the car buying process is, and that’s why we’re committed to providing exceptional service through low rates and a quick application process.

  • Low, fixed interest rates
  • Rate discounts for automatic payments, fuel-efficient vehicles, or even being a loyal member
  • Application and underwriting process is quick and easy, to get you on the road faster
  • Pre-approval options give you the ability to shop around with peace of mind
  • No pre-payment penalties
     

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First Time Buyer Program

Our First Time Buyer Program is designed for applicants with a “0” credit score, or a borrower with a limited credit history.

Guidelines:

Applicants Need:

  • A minimum job time of one year at the same employer, with no gap in employment 
  • A current paystub to verify income and employment
  • A minimum of 5% of the purchase price in cash or trade as a down payment
  • Proof of insurance

Plus:

  • Mileage on the vehicle must be 120,000 miles or less 
  • Vehicle must not be more than 12 years old
  • The vehicle value will be determined by MSRP, Kelley Blue Book, Retail Value or NADA retail
  • 40% debt-to-income max. This is calculated from your monthly debt payments, including housing expense, as a ratio of your gross monthly base income

*Rates reflected above include the maximum discount of 0.50% for having two of the following: Maintain a Rogue Credit Union checking account with direct deposit, Premier status membership, "Go Green" qualifying loan or having a relationship over five years. The maximum discount may be applied when opting for automatic payments. Mortgage rates are not eligible for the 0.50% discount. Please consult with your Mortgage Loan Officer for questions.

** Home Improvements and Student Loans are ineligible for Personal Loan or Personal Line of Credit financing.

APR= Annual Percentage Rate. Actual APR will be based on the borrower’s credit history and term of loan. Loan terms may vary based on the amount borrowed and collateral. Loan rates and terms are subject to credit approval and can change without notice. Rates are effective as of July 2021.