Current Rates

Auto Loan Rates

Newer (2019 and Newer) Auto Loans

Term Period Rates as Low As*
36 Month 1.99% APR
48 Month 2.24% APR
60 Month 2.49% APR
72 Month 2.74% APR
84 Month 3.24% APR

Older (2018 and Older) Auto Loans

Term Period Rates as Low As*
36 Month 2.49% APR
48 Month 2.74% APR
60 Month 2.99% APR
72 Month 2.99% APR
84 Month 3.49% APR

*Rates reflected above include a maximum discount of .50% for having two of the following: Maintain a Rogue Credit Union checking account with direct deposit, Premier status membership or having a relationship over 5 years,Autos with at least 28 highway miles per gallon per fueleconomy.gov guide

APR= Annual Percentage Rate. Actual APR will be based on the borrower’s credit history and term of loan. Loan terms may vary based on the amount borrowed and collateral. Loan rates and terms are subject to credit approval and can change without notice. Rates are effective as of January 2022. 

Recreational Vehicle Rates

New (2019 and Newer) Motorcycle and ATV Loans 

Term Rates as Low As*
36 Month 6.24% APR
48 Month 7.74% APR
60 Month 8.74% APR
72 Month 9.74% APR

Old (2018 and Older) Motorcycle and ATV Loans

Term Rates as Low As*
36 Month 7.24% APR
48 Month 8.74% APR
60 Month 9.74% APR
72 Month 10.74% APR

Newer (2019 and Newer) RV and Trailer Loans 

Term Period Rates as Low As*
84 Month 3.49% APR
120 Month 3.99% APR
180 Month 4.49% APR

Older (2018 and Older) RV and Trailer Loans

Term Period Rates as Low As*
84 Month 3.99% APR
120 Month 4.49% APR
180 Month 4.99% APR

Newer (2019 and Newer) Boat Loans

Term Period Rates as Low As*
84 Month 3.49% APR
120 Month 3.99% APR
180 Month 4.49% APR

Older (2018 and Older) Boat Loans

Term Period Rates as Low As*
84 Month 3.99% APR
120 Month 4.49% APR
180 Month 4.99% APR

*Rates reflected above include a maximum discount of .50% for having two of the following: Maintain a Rogue Credit Union checking account with direct deposit, Premier status membership or having a relationship over 5 years,Autos with at least 28 highway miles per gallon per fueleconomy.gov guide

APR= Annual Percentage Rate. Actual APR will be based on the borrower’s credit history and term of loan. Loan terms may vary based on the amount borrowed and collateral. Loan rates and terms are subject to credit approval and can change without notice. Rates are effective as of January 2022. 

Lines of Credit

Credit Cards, Personal Loans and Personal Line of Credit

Credit Line Type Rates as Low As*
Classic 12.25% APR
Platinum 9.50% APR
Business 9.50% APR
Student Silver 9.50% APR
Personal Loan 10.75% APR
Line of Credit 9.75% APR
APR= Annual Percentage Rate. Actual APR will be based on the borrower’s credit history. Rates and terms are subject to credit approval and can change without notice. 1% Cash Rebate on personal Visa Platinum will be credited to your Rogue Credit Union Ownership or Savings account on the 24th of each month. $500 maximum paid annually per account. Rates are effective as of January 2022. 

Savings and Money Maker Rates

Name Deposit Range Dividend APY Minimum Balance
ownership 3.00% 3.04% 0
savings 0.05% 0.05% 100
youth 1.00% 1.00% 0
Rogue Rangers $10,000 and up 0.05% 0.05% $0
mm 0.10% 0.10% 0
mm10k 0.15% 0.15% 10000
mm25k 0.15% 0.15% 25000
mm50k 0.15% 0.15% 50000
mm100k 0.20% 0.20% 100000
mm150k 0.20% 0.20% 150000

1The rates appearing in this Schedule are accurate and effective  as of January 2022. Rates may change on variable rate accounts after the account is opened. Fees could reduce earnings. If you have any questions or require current rate information on your accounts, please contact the us at 800.856.7328.

APY= Annual Percentage Yield. The Annual Percentage Yield is based on an assumption that dividends will remain on deposit until maturity. A withdrawal of dividends will reduce earnings. Penalties may apply for early withdrawals on some savings accounts. Rates and terms are subject to change without notice after the account is opened. The rates appearing in this Schedule are accurate and effective for the Effective Date indicated above. If you have any questions or require current rate information on your accounts, please contact us.

2Fee's may apply if minimum balance is not met

Certificate Rates

Certificates $2,000 - $24,999

Term Period Dividend APY
6 Month 0.20% 0.20%
12 Month 0.25% 0.25%
24 Month 0.30% 0.30%
36 Month 0.35% 0.35%
48 Month 0.45% 0.45%
60 Month 0.55% 0.55%
72 Month 0.65% 0.65%

Certificates $25,000 - $99,999

Term Period Dividend APY
6 Month 0.20% 0.20%
12 Month 0.25% 0.25%
24 Month 0.30% 0.30%
36 Month 0.35% 0.35%
48 Month 0.45% 0.45%
60 Month 0.55% 0.55%
72 Month 0.65% 0.65%

Certificates $100,000 and Up

Term Period Dividend APY
6 Month 0.25% 0.25%
12 Month 0.30% 0.30%
24 Month 0.35% 0.35%
36 Month 0.40% 0.40%
48 Month 0.50% 0.50%
60 Month 0.60% 0.60%
72 Month 0.70% 0.70%

Certificate add-on

Minimum Balance: $100 Term Period Dividend APY
12 Month 0.25% 0.25%

1The rates appearing in this Schedule are accurate and effective  as of January 2022. Rates may change on variable rate accounts after the account is opened. Fees could reduce earnings. If you have any questions or require current rate information on your accounts, please contact the us at 800.856.7328.

APY= Annual Percentage Yield. The Annual Percentage Yield is based on an assumption that dividends will remain on deposit until maturity. A withdrawal of dividends will reduce earnings. Penalties may apply for early withdrawals on some savings accounts. Rates and terms are subject to change without notice after the account is opened. The rates appearing in this Schedule are accurate and effective for the Effective Date indicated above. If you have any questions or require current rate information on your accounts, please contact us.