Current Rates

Auto Loan Rates

Newer (2017 and Newer) Auto Loans

Term Period Rate*
36 Month 2.74% APR
48 Month 2.99% APR
60 Month 3.49% APR
72 Month 3.99% APR
84 Month 4.74% APR

Older (2016 and Older) Auto Loans

Term Period Rate*
36 Month 3.24% APR
48 Month 3.49% APR
60 Month 3.99% APR
72 Month 4.49% APR
84 Month 5.49% APR

*Rates reflected above include a maximum discount of .50% for having two of the following: Maintain a Rogue Credit Union checking account with direct deposit, Premier status membership or having a relationship over 5 years,Autos with at least 28 highway miles per gallon per fueleconomy.gov guide

APR= Annual Percentage Rate. Actual APR will be based on the borrower’s credit history and term of loan. Loan terms may vary based on the amount borrowed and collateral. Loan rates and terms are subject to credit approval and can change without notice. Rates are effective as of January 2020. 

Recreational Vehicle Rates

New (2017 and Newer) Motorcycle and ATV Loans 

Term Rate*
36 Month 6.24% APR
48 Month 7.99% APR
60 Month 8.99% APR
72 Month 9.99% APR

Old (2016 and Older) Motorcycle and ATV Loans

Term Rate*
36 Month 7.49% APR
48 Month 8.99% APR
60 Month 9.99% APR
72 Month 10.99% APR

Newer (2017 and Newer) RV and Trailer Loans 

Term Period Rate*
7 Year 5.74% APR
10 Year 6.24% APR
15 Year 7.49% APR

Older (2016 and Older) RV and Trailer Loans

Term Period Rate*
7 Year 6.24% APR
10 Year 7.24% APR
15 Year 8.49% APR

Newer (2017 and Newer) Boat Loans

Term Period Rate*
7 Year 5.74% APR
10 Year 6.24% APR
15 Year 7.49% APR

Older (2016 and Older) Boat Loans

Term Period Rate*
7 Year 6.49% APR
10 Year 7.49% APR
15 Year 8.74% APR

*Rates reflected above include a maximum discount of .50% for having two of the following: Maintain a Rogue Credit Union checking account with direct deposit, Premier status membership or having a relationship over 5 years,Autos with at least 28 highway miles per gallon per fueleconomy.gov guide

APR= Annual Percentage Rate. Actual APR will be based on the borrower’s credit history and term of loan. Loan terms may vary based on the amount borrowed and collateral. Loan rates and terms are subject to credit approval and can change without notice. Rates are effective as of January 2020. 

Credit Card Rates

Card Type Rate
Classic 13.75% APR
Platinum 11.00% APR
Business 11.00% APR
Student Silver 11.00% APR
Personal Loan 10.75% APR
Line of Credit 11.25% APR
APR= Annual Percentage Rate. Actual APR will be based on the borrower’s credit history. Rates and terms are subject to credit approval and can change without notice. 1% Cash Rebate on personal Visa Platinum will be credited to your Rogue Credit Union Ownership or Savings account on the 24th of each month. $500 maximum paid annually per account. Rates are effective as of January 2020. 

Savings and Money Maker Rates

Name Deposit Range Dividend APY Minimum Balance
Ownership $0 4.00% 4.07% $0
Savings $0 0.05% 0.05% $5
Rogue Rangers $0 - $9,999 1.00% 1.00% $5
Rogue Rangers $10,000 and up 0.05% 0.05% $0
Money Maker $0 - $9,999 0.15% 0.15% $0
Money Maker $10,000 - $24,999 0.20% 0.20% $0
Money Maker $25,000 - $49,999 0.25% 0.25% $0
Money Maker $50,000 - $99,999 0.30% 0.30% $0
Money Maker $100,000 - $149,999 0.35% 0.35% $0
Money Maker $150,000 and Up 0.35% 0.35% $0

1The rates appearing in this Schedule are accurate and effective  as of January 2020. Rates may change on variable rate accounts after the account is opened. Fees could reduce earnings. If you have any questions or require current rate information on your accounts, please contact the us at 800.856.7328.

APY= Annual Percentage Yield. The Annual Percentage Yield is based on an assumption that dividends will remain on deposit until maturity. A withdrawal of dividends will reduce earnings. Penalties may apply for early withdrawals on some savings accounts. Rates and terms are subject to change without notice after the account is opened. The rates appearing in this Schedule are accurate and effective for the Effective Date indicated above. If you have any questions or require current rate information on your accounts, please contact us.

2Fee's may apply if minimum balance is not met

Certificate Rates

Certificates $2,000 - $24,999

Term Period Dividend APY
6 Month 0.65% 0.65%
12 Month 0.90% 0.90%
24 Month 1.35% 1.36%
36 Month 1.55% 1.56%
48 Month 1.75% 1.76%
60 Month 2.15% 2.17%
72 Month 2.40% 2.43%

Certificates $25,000 - $99,999

Term Period Dividend APY
6 Month 0.75% 0.75%
12 Month 1.00% 1.00%
24 Month 1.45% 1.46%
36 Month 1.65% 1.66%
48 Month 1.85% 1.87%
60 Month 2.25% 2.27%
72 Month 2.50% 2.53%

Certificates $100,000 and Up

Term Period Dividend APY
6 Month 0.85% 0.85%
12 Month 1.10% 1.11%
24 Month 1.55% 1.56%
36 Month 1.75% 1.76%
48 Month 1.95% 1.97%
60 Month 2.35% 2.38%
72 Month 2.60% 2.63%

Certificate add-on

Minimum Balance Term Period Dividend APY
12 Month 0.75% 0.75%
24 Month 1.00% 1.00%

1The rates appearing in this Schedule are accurate and effective  as of January 2020. Rates may change on variable rate accounts after the account is opened. Fees could reduce earnings. If you have any questions or require current rate information on your accounts, please contact the us at 800.856.7328.

APY= Annual Percentage Yield. The Annual Percentage Yield is based on an assumption that dividends will remain on deposit until maturity. A withdrawal of dividends will reduce earnings. Penalties may apply for early withdrawals on some savings accounts. Rates and terms are subject to change without notice after the account is opened. The rates appearing in this Schedule are accurate and effective for the Effective Date indicated above. If you have any questions or require current rate information on your accounts, please contact us.