Current Rates

Auto Loan Rates

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Newer (2020 and Newer) Auto Loans

Term Period Rates as Low As
36 Month 6.24% APR*
48 Month 6.24% APR*
60 Month 6.24% APR*
72 Month 6.74% APR*
84 Month 7.24% APR*
96 Month 7.74% APR*

96 month period loan term, available for loans over $40,000 on model years 2020 or newer.

Older (2019 and Older) Auto Loans

Term Period Rates as Low As
36 Month 6.49% APR*
48 Month 6.49% APR*
60 Month 6.74% APR*
72 Month 6.99% APR*
84 Month 7.49% APR*

Auto Loans; Motorcycle and ATV Loans; RV and Trailer Loans; Boat Loans

*APR= Annual Percentage Rate. Actual APR will be based on the borrower’s credit history and term of loan. Loan terms may vary based on the amount borrowed and collateral. Loan rates and terms are subject to credit approval and can change without notice.  Rates reflected above include a maximum discount of 1.25%. Additional restrictions and qualifications apply. Rates are effective as of December 2023. 

Recreational Vehicle Rates

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New (2020 and Newer) Motorcycle and ATV Loans 

Term Rates as Low As*
36 Month 7.74% APR*
48 Month 9.24% APR*
60 Month 10.24% APR*
72 Month 11.24% APR*

Old (2019 and Older) Motorcycle and ATV Loans

Term Rates as Low As*
36 Month 8.74% APR*
48 Month 10.24% APR*
60 Month 11.24% APR*
72 Month 12.24% APR*

Newer (2020 and Newer) RV and Trailer Loans 

Term Period Rates as Low As*
84 Month 6.74% APR*
120 Month 7.24% APR*
180 Month 7.74% APR*

Older (2019 and Older) RV and Trailer Loans

Term Period Rates as Low As*
84 Month 7.24% APR*
120 Month 7.74% APR*
180 Month 8.24% APR*

Newer (2020 and Newer) Boat Loans

Term Period Rates as Low As*
84 Month 6.74% APR*
120 Month 7.24% APR*
180 Month 7.74% APR*

Older (2019 and Older) Boat Loans

Term Period Rates as Low As*
84 Month 7.24% APR*
120 Month 7.74% APR*
180 Month 8.24% APR*

*Rates reflected above include a maximum discount of .50% for automatic payment.

APR= Annual Percentage Rate. Actual APR will be based on the borrower’s credit history and term of loan. Loan terms may vary based on the amount borrowed and collateral. Loan rates and terms are subject to credit approval and can change without notice. Rates are effective as of December 2023. 

Line of Credit Rates

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Credit Cards, Personal Loans and Personal Line of Credit

Credit Line Type Rates as Low As*
Classic 17.50% APR*
Platinum 14.75% APR*
Business 14.75% APR*
Student Silver 14.75% APR*
Personal Loan 15.25% APR*
Line of Credit 15.00% APR*

All Rogue Lines of Credit are variable rate and subject to change.

APR= Annual Percentage Rate. Actual APR will be based on the borrower’s credit history. Rates and terms are subject to credit approval and can change without notice. 1% Cash Rebate on personal Visa Platinum will be credited to your Rogue Credit Union Ownership or Savings account on the 24th of each month. $500 maximum paid annually per account. Rates are effective as of December 2023. 

Savings and Money Maker Rates

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Savings and Money Maker Rates

Name Deposit Range Dividend APY Minimum Balance
Ownership 6.00% 6.17% None
Savings 0.05% 0.05% $100
Money Maker 0.50% 0.50% $2,000
Money Maker 10k 0.60% 0.60% $10,000
Money Maker 25k 0.75% 0.75% $25,000
Money Maker 50k 0.90% 0.90% $50,000
Money Maker 100k 1.00% 1.00% $100,000
Money Maker 150k 1.00% 1.00% $150,000
Rogue Rangers 1.25% 1.26% None
Rogue Rangers 10K+ $10,000 and Up 0.50% 0.50% $10,000
Rogue Climbers 1.25% 1.26% None
Rogue Climbers 10K+ $10,000 and Up 0.50% 0.50% $10,000
Rogue Climbers Checking 0.00% 0.00% None

1The rates appearing in this Schedule are accurate and effective  as of December 2023. Rates may change on variable rate accounts after the account is opened. Fees could reduce earnings. If you have any questions or require current rate information on your accounts, please contact us at 800.856.7328.

2Fee's may apply if minimum balance is not met

APY= Annual Percentage Yield. The Annual Percentage Yield is based on an assumption that dividends will remain on deposit until maturity. A withdrawal of dividends will reduce earnings. If you have any questions or require current rate information on your accounts, please contact us.

Certificate Rates

Certificates $500 - $24,999

Term Period Dividend APY
6 Month No Penalty 3.99% 4.06%
12 Month 4.30% 4.39%
24 Month 4.30% 4.39%
30 Month Bump Rate 3.25% 3.30%
36 Month 3.00% 3.04%
48 Month 2.50% 2.53%
60 Month 2.50% 2.53%
72 Month 2.50% 2.53%

Certificates $25,000 - $99,999

Term Period Dividend APY
6 Month No Penalty 4.03% 4.11%
12 Month 4.50% 4.59%
24 Month 4.50% 4.59%
30 Month Bump Rate 3.30% 3.35%
36 Month 3.05% 3.09%
48 Month 2.55% 2.58%
60 Month 2.55% 2.58%
72 Month 2.55% 2.58%

Certificates $100,000 and Up

Term Period Dividend APY
6 Month No Penalty 4.13% 4.21%
12 Month 4.75% 4.85%
24 Month 4.75% 4.85%
30 Month Bump Rate 3.40% 3.45%
36 Month 3.15% 3.20%
48 Month 2.65% 2.68%
60 Month 2.65% 2.68%
72 Month 2.65% 2.68%

Certificate Add-On - Small Savers†

Minimum Balance Term Period Dividend APY
$100 12 Month 4.30% 4.39%

*The rates appearing in this Schedule are accurate and effective as of December 2023. Rates may change on variable rate accounts after the account is opened. Fees could reduce earnings. If you have any questions or require current rate information on your accounts, please contact the us at 800.856.7328.

**APY = Annual Percentage Yield. APY current as of December 2023 and subject to change. Minimum deposit $500 to open and maintain APY. Fees may reduce earnings. Penalty will be imposed for early withdrawal.  Offer subject to change without notice.

APY= Annual Percentage Yield. The Annual Percentage Yield is based on an assumption that dividends will remain on deposit until maturity. A withdrawal of dividends will reduce earnings. Penalties may apply for early withdrawals on some certificate accounts. If you have any questions or require current rate information on your accounts, please contact us.

†Certificate Add-On - Small Savers. Are not eligible for IRA