Business Certificates

Earn Higher Dividends While You Save

Receive higher interest rates on your savings with terms as short as 6 months.

Business Certificates

With a Business Certificate, you’ll earn a higher dividend on your savings in exchange for locking the funds in for a fixed term. The more you save and the longer the term, the higher dividends you’ll earn! Invest your excess capital with terms as short as 6 months.



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Special Offer – 12-Month Certificate at 4.85% APY*

Wherever your dreams take you, give your savings a boost with a 12-Month Certificate. Maximize your savings and secure  4.85% APY.  for 12 months, then optionally roll over to a standard 12-month Certificate at the end of the term. Available for Consumer, Consumer IRA, and Business Certificates. 


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Special Offer - No-Penalty 6-Month Certificate

Lock in a great rate with a no-penalty Certificate! For a limited time, open a 6-month Certificate and earn as high as 4.21% APY. If you need to withdraw funds early, you can do so once during the term with no penalty.*


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Bump Rate Certificate

Rogue Credit Union’s Bump Rate Certificate is a unique type of Certificate that allows you to take advantage of rising interest rates. If the Bump Rate Certificate’s rate increases during the term, you are allowed to increase the rate of your Bump Rate Certificate to match. You’re able to increase the rate once during the term.

The current offering is a 30-month Bump Rate Certificate as high as 3.45% APY* with a $500 minimum.


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*APY = Annual Percentage Yield. APY current as of February 2024 and subject to change. Minimum deposit $500 to open and maintain APY. Fees may reduce earnings. Penalty will be imposed for early withdrawal. For 6-month certificate, member is allowed one penalty-free early withdrawal of funds during the term. Cannot add to the certificate during the term. Available on Personal, Business, and IRA Certificates. Bump Rate Certificate currently features a Rate Increase Option that allows you to increase your interest rate and Annual Percentage Yield (APY) one time during the term of the certificate if our applicable interest rates increase during the certificate term. Offer subject to change without notice. Please contact us at 800.856.7328.