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The time value of money (TVM) is a concept that explains why a dollar received today is worth more than the same dollar received in the future.
Saving money can be an exciting and empowering step on your journey to financial well-being. By making small changes to your spending habits, you’ll build smart habits that will help you grow your savings and reach your financial goals. Here’s how to get started.
When you became a member, you gained access to a variety of helpful tools and services designed to help you save money, build good habits and make every dollar count. Below, you’ll find some simple tips to help you save more and take advantage of what the credit union has to offer.
Overall, certificates are a great, reliable option for building your savings. If you need regular access to your funds, though, certificates to be the best fit.
