(Transactions include debit card, credit card, Zelle®, ACH and checks)
on the first $1,000 of your account balance. Sign up for Dividend MAX to deposit the interest earned into your high-yield Ownership Account.
Round up everyday purchases to the nearest dollar and deposit double the extra change into your savings account.
Earn up to 3.00% APY* with exclusive access to a high-yield MyMoney Market Account, available only to MyRewards Checking account holders.
Offer is for new MyRewards Checking accounts only and is available only to the primary owner of the new MyRewards Checking account. The primary account owner is the owner whose Taxpayer Identification Number, such as a Social Security Number, is assigned to the account and has tax responsibility. Offer is not available to members that received a bonus for a Rogue Credit Union MyRewards Checking account within the past 12 months, are Rogue Credit Union employees or are non-resident aliens or foreign entities signing any version of IRS Form W-8.
To receive the $500 welcome bonus: you must apply either online through the promotional offer web page, in a branch or over the phone from July 20 through September 30, 2026 when opening a new Rogue Credit Union MyRewards Checking account, which is subject to approval, for three consecutive statement cycles from account opening (the “qualification period”):
A qualifying deposit is a deposit of funds, such as your salary, government benefit payment, or other income, that has posted to your account and is (1) a direct deposit made through the Automated Clearing House (ACH) network, (2) an instant payment processed through the RTP® network (real-time payment system) or FedNow℠ Service, or (3) an electronic credit from a third party service that facilitates payments to your debit card using the Visa® or Mastercard® network (e.g., an Original Credit Transaction). Transfers from one account to another, mobile deposits, Zelle®, or deposits made at a branch or ATM are not considered a qualifying deposit.
Once you have met all requirements, we will deposit the $500 welcome bonus into your Ownership Account and contribute $100 to your local Children’s Miracle Network hospital within 30 calendar days. Your new account must stay open through the time we attempt to deposit the bonus. You are responsible for any taxes due on the bonus. We will report the bonus as income to tax authorities, as required by applicable law. If you are subject to backup withholding at the time of payment, we may withhold the required amount and remit to tax authorities.
Other Terms: This offer may be discontinued or changed at any time without notice and cannot be combined with any other Rogue Credit Union deposit offer (limit one bonus per member/account). This offer is not available to business accounts or consumers under 18 years old. Offer cannot be reproduced, purchased, sold, transferred, or traded. If we suspect bonus or promotional offer abuse, we may close or restrict the account and decline or reverse any bonus.
Talk with a Member Service Representative or see the “Accounts Rate & Cost Recovery Schedule” and “Consumer Membership and Account Agreement” available at roguecu.org/agmt for complete MyRewards Checking account details, including the applicable monthly service fee and options to avoid it. The actions required for this bonus are separate from the actions available to avoid the monthly service fee. The MyRewards Checking account monthly service fee is $10. The monthly service fee can be avoided with the following during each fee period:
*APY = Annual Percentage Yield. APY of 3.00% will apply to the first $1000. Balances over $1000 will earn 0% APY. MyRewards Checking members are eligible for 1% cash back on interest paid into a Qualifying Loan. A Qualifying Loan must be (1) in the same name as the MyRewards Checking Account owner or joint owner; (2) paid from MyRewards Checking Account; and (3) secured by collateral other than real estate, (4) paid current and not past due. Cash back is paid into an Ownership Account in the same name as the MyRewards Checking Account owner at the end of the month. A service fee of $10 applies to MyRewards Checking unless the following three factors are met by 7 pm on the last day of the month: (1) at least $1000 is deposited into the account each calendar month. Transfers between accounts under the same tax reported owner do not qualify; (2) at least 10 qualifying transactions, defined as debit card transactions, credit card transactions, ACH transactions to/from Rogue deposit accounts, and check transactions; and (3) enrollment in paperless statements. Rogue Credit Union reserves the right to change these terms at any time.
**Upon enrollment of Double Save the Change™ we will (1) round up your MyRewards debit card purchases to the nearest dollar, (2) determine the difference between your original amount and the rounded up amount, (3) multiply that difference by two, and transfer the doubled amount from your checking account to your Ownership Account once each day in two transfers. For the first 30 days, we will match 50% of your transfer. Limit $100 Double Save the Change™ Match. If you do not have sufficient funds available in your checking account, or if any transaction has overdrawn your checking account, we will not round up daily purchases and we will not make the Double Save the Change™ transfer for that day. The Double Save the Change™ program is subject to change at any time.
†APY = Annual Percentage Yield. MyMoney Market Account requires a MyRewards Checking Account. If the MyRewards Checking Account is closed, the MyMoney Market Account will convert to a standard Money Market
