††APY = Annual Percentage Yield. APY of 3% will apply to the first $1000. Balances over $1000 will earn 0% APY. MyRewards Checking members are eligible for 1% cash back on interest paid into a Qualifying Loan. A Qualifying Loan must be (1) in the same name as the MyRewards Checking Account owner or joint owner; (2) paid from MyRewards Checking Account; and (3) secured by collateral other than real estate, (4) paid current and not past due. Cash back is paid into an Ownership Account in the same name as the MyRewards Checking Account owner at the end of the month. A service fee of $10 applies to MyRewards Checking unless the following three factors are met by 7 pm on the last day of the month: (1) at least $1000 is deposited into the account each calendar month. Transfers between accounts under the same tax reported owner do not qualify; (2) at least 10 qualifying transactions, defined as debit card transactions, credit card transactions, ACH transactions to/from Rogue deposit accounts, and check transactions; and (3) enrollment in paperless statements. Rogue Credit Union reserves the right to change these terms at any time.