Investment and Insurance

Investment and Insurance

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At Rogue Credit Union, we believe in pursuing the world of investing with your goals in mind. After our CFS Financial Advisors have a full understanding of your complete financial picture, we offer personalized investment products and services to help meet your long-term financial goals. Successful investing begins with a firm base:

Step 1. Build a solid foundation

Before beginning an investment program, it is important to have a foundation in place. In today’s economy having 6-12 months' worth of living expenses in savings is a critical first step. Building a savings program should be a first priority, and Rogue Credit Union offers many savings and certificate solutions to help. Skipping this step will leave you exposed. Once you are in the habit of saving and your emergency fund has been fully funded, you are ready for the next step.

Step 2. Visit with a Financial Advisor

Once your savings has grown to cover emergency expenses, you are ready to begin building an investment plan. A local Financial Advisor can help guide you through the steps to get started. Our advisors at Rogue Credit Union will get to know you, and your financial goals and needs.

Step 3. Prioritize your needs

Are you saving for a house, looking forward to retirement or planning for a child’s education? Write down your goals and think about the ones that are most important to you.

Step 4. Think about risk

When investing, some are open to larger risks, while others prefer to invest in areas with little risk. Most people fall somewhere in between. How about you? Finding the balance between risk and reward is different for each person, but it's critical for long term investment success.

Step 5. Put together a portfolio

Building a diversified portfolio is an important asset that your advisor will help you create. Mutual funds can be a great way to diversify for novice and experienced investors alike, but other investment options exist as well. Diversification in different assets, like stocks and bonds, in varying quantities can help a portfolio survive various market conditions. Creating a portfolio that is customized to fit your risk tolerance, combined with regular communication with your advisor, will help you stay on track over time.

Step 6. Invest for the long term

Investing is not a get rich quick scheme. The main goal is to accumulate wealth over time. While the media may accentuate the stories of overnight success of investors who took big risks, these are the exceptions and not the rule.


 

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.

Routing # 323274775

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