One of the opportunities that the financial crisis has afforded us is to truly consider what is important to us. I recently had the opportunity to attend a training session for credit union staff members in Grants Pass. The training session was conducted by the Josephine County Consumer Credit Counseling Service and focused on Holiday Spending tips to help folks create an affordable gift giving plan. Their ideas revolved around making a plan and sticking to it. Once the folks shared their suggestions they asked the audience to provide some ideas on how to make holiday gift giving less about the money and more about getting back to the basics of the thoughtfulness of giving.